We advocate for passive investing and active living with a long-term investment strategy centered around low-fee and passively managed index funds. Extensive research consistently demonstrates that these funds outperform actively managed funds over the long term, net of fees. Our standard portfolios consist of highly diversified index funds with an emphasis on allocation and location.

Nope! Better Day Financial Planning, LLC is an Advice Only firm and does not take custody of client assets or have discretionary authority to place any trades. However, if changes are recommended we help guide clients through necessary adjustments.

With our ongoing subscription you have unlimited email communication as well as up to 4 client meetings per year after your initial onboarding. These meetings can be in-person or virtual if you decide.

Advice only financial planning is truly for everyone as we have no asset or income minimum. However we do focus primarily on pre-retirees and retirees looking to simplify their finances and get the most out of their money and their life.

Yes, however our process is user friendly and easy to follow. At Better Day we leverage technology to our advantage to offer the best advice we can and create dynamic plans with our planning software Right Capital. You will also need to be able to process your own trades based on the custodian you prefer.

Yes your information is safe. Our financial planning solution (Right Capital) uses top-notch data security featuring 2048-bit asymmetric encryption and 256-bit symmetric encryption.

You bet! This service may be terminated with 30 days’ notice. Upon termination of any agreement, the fee will be prorated and any unearned fee will be refunded to the Client. Upon cancellation you will lose access to your right capital portal with your dynamic plans and app features but will receive a digital copy of your most recent plan. However on average our plans take between 12-36 months to create any meaningful changes and emphasizes annual adjustments because life happens and regulations constantly change.